Finko UA enters a voluntary wind-down

Franky · 21-08-2020, 18:51

Buenas.
Supongo que a los inversores de Mintos les ha llegado el mensaje en inglés que reproduzco abajo.
¿Alguien sabe decirnos, en román paladino, si viene a significar que casi podemos dar por perdido el dinero de los préstamos de Finko?
Gracias.

You’re receiving this email as an investor with active investments in Finko UA.

Lending companies Dinero and UkrPozyka, both part of the Finko group and portrayed as Finko UA on Mintos, have decided to initiate a wind-down of their businesses due to the current economic situation in Ukraine. Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos.

Following the National Bank of Ukraine's earlier decision in March 2020 to not allow lenders to calculate penalties for borrowers that are late with their payments, as well as the continued pandemic related restrictions in Ukraine, the process of collecting borrowers’ repayments and recovering debt has significantly stalled. This had a considerable impact on both lending companies' operations, and the management teams faced a very challenging situation.

Restrictions on penalties and fees will likely be extended into September 2020, which would have an even greater impact on both lending companies' borrowers' repayment discipline. And due to the current situation of the global finance industry, funding options for Dinero and UkrPozyka are limited, slowing down their potential development possibilities.

Considering all of the above, the management teams of both companies and the management of the Finko group have come to a decision to wind down the businesses in Ukraine. Both companies will continue collecting the repayments from borrowers and transferring them to Mintos investors. At this moment, the management teams of both companies have expressed that outstanding investment will be covered in full by the end of July 2021.

The Mintos Risk Rating for Dinero and UkrPozyka remains the same, with an indication that both companies are suspended as of today.

About Dinero and UkrPozyka
Dinero and UkrPozyka are consumer finance brands in Ukraine and part of the Finko group. Dinero and UkrPozyka loans on the Mintos marketplace are portrayed as Finko UA. The current outstanding portfolio on Mintos is € 10 195 833 for Dinero and € 5 230 219 for UkrPozyka. There are 58,551 investors with active investments in Dinero loans with an average investment of € 174 per investor, and 48,225 investors with active investments in UkrPozyka loans with an average investment of € 108 per investor.

About Suspension
Suspension of a particular lending company occurs when Mintos intervenes in the Market – Primary, Secondary, or both – to stop investing due to concerns about a company’s operations. Once suspended, new investments cannot occur until the suspension is lifted or lapses. When both Markets are suspended, this is intended to protect investors’ interests by preventing investments in new loans on the Primary Market, or the sale of existing loans issued by the affected lending company on the Secondary Market.

cobanfr · 26-08-2020, 10:18

En resumen - Ya no es rentable este tipo de prestamos en Ukrainia, debido a restricciones legislativas debido al Covid. Finko group ha decidido parar sus operaciones en Ukrania y progressivamente va a cerrar Dinero y Ukrpozyka. No van a conceder mas prestamos, pero van a seguir cobran lo prestado. Su intención es haber recuperado todo el dinero como mucho en julio 2021.
Mi opinion personal es que sera como lo de Varks, es decir, recuperaremos algo, pero no todo. No lo des todo por perdido, para nada, pero cuenta que 30% si.

mirni · 15-09-2020, 17:19

Mierda!! tengo dinero "en recuperación" con Finko.

Franky · 15-09-2020, 17:23

Mensaje de mirni

Mierda!! tengo dinero "en recuperación" con Finko.

Yo creo que de ahí no vamos a recuperar ni un céntimo...

jasmdl · 21-09-2020, 14:36

Mensaje de Franky

Yo creo que de ahí no vamos a recuperar ni un céntimo...

Yo he recuperado 20 euros ya.

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